\u00d4m b\u1ea3ng l\u00f4 \u0111\u1ec1 l\u00e0 g\u00ec?<\/span><\/h1>\n\u00d4m b\u1ea3ng l\u00f4 \u0111\u1ec1<\/strong> l\u00e0 m\u1ed9t c\u00e1ch c\u01b0\u1ee3c s\u1ed1 \u0111\u1ec1 m\u00e0 ng\u01b0\u1eddi ch\u01a1i s\u1ebd \u0111\u00e1nh nhi\u1ec1u h\u01a1n m\u1ed9t con s\u1ed1 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho kh\u1ea3 n\u0103ng chi\u1ebfn th\u1eafng ho\u1eb7c nh\u1eadn ti\u1ec1n \u0111\u1ea7u t\u01b0 c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi ch\u01a1i kh\u00e1c nhau \u0111\u1ec3 h\u01b0\u1edfng kho\u1ea3ng ti\u1ec1n ch\u00eanh l\u1ec7ch.<\/p>\nKh\u00e1i ni\u1ec7m n\u00e0y c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 chuy\u1ec3n b\u1ea3ng l\u00f4 \u0111\u1ec1 ho\u1eb7c c\u00e2n b\u1ea3ng l\u00f4 \u0111\u1ec1. D\u00f9 nhi\u1ec1u t\u00ean g\u1ecdi kh\u00e1c nhau nh\u01b0ng anh em c\u00f3 th\u1ec3 hi\u1ec3u r\u1eb1ng, ch\u00fang \u0111\u1ec1u mang t\u00ednh ch\u1ea5t gi\u1ed1ng nhau.<\/p>\n
Ng\u01b0\u1eddi th\u1ea7u s\u1ed1 \u0111\u1ec1<\/strong> c\u00f3 quy\u1ec1n chia s\u1ed1 ti\u1ec1n \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c nh\u00e0 c\u00e1i kh\u00e1c nhau, c\u00e1ch chia ti\u1ec1n n\u00e0y c\u00f3 m\u1ee5c \u0111\u00edch l\u00e0 h\u1ea1n ch\u1ebf r\u1ee7i ro v\u00e0 t\u0103ng m\u1ee9c ch\u00eanh \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00ean m\u1ee9c cao nh\u1ea5t.<\/p>\n\u00d4m l\u00f4 \u0111\u1ec1 hi\u1ec7n nay c\u00f3 hai h\u00ecnh th\u1ee9c ph\u1ed5 bi\u1ebfn:<\/p>\n
\n- Tr\u1ef1c ti\u1ebfp ghi s\u1ed1 \u0111\u1ec1 t\u1ea1i c\u00e1c nh\u00e0 th\u1ea7u<\/li>\n
- \u00d4m l\u00f4 \u0111\u1ec1 tr\u00ean m\u1ea1ng (online). \u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c kh\u00e1 th\u1ecbnh h\u00e0nh ng\u00e0y nay v\u00ec s\u1ef1 ti\u1ec7n d\u1ee5ng c\u1ee7a n\u00f3.<\/li>\n<\/ul>\n
Kh\u00e1i ni\u1ec7m n\u00e0y c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 chuy\u1ec3n b\u1ea3ng l\u00f4 \u0111\u1ec1 ho\u1eb7c c\u00e2n b\u1ea3ng l\u00f4 \u0111\u1ec1. D\u00f9 nhi\u1ec1u t\u00ean g\u1ecdi kh\u00e1c nhau nh\u01b0ng anh em c\u00f3 th\u1ec3 hi\u1ec3u r\u1eb1ng, ch\u00fang \u0111\u1ec1u mang t\u00ednh ch\u1ea5t gi\u1ed1ng nhau.<\/p>\n
Ng\u01b0\u1eddi th\u1ea7u s\u1ed1 \u0111\u1ec1<\/strong> c\u00f3 quy\u1ec1n chia s\u1ed1 ti\u1ec1n \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c nh\u00e0 c\u00e1i kh\u00e1c nhau, c\u00e1ch chia ti\u1ec1n n\u00e0y c\u00f3 m\u1ee5c \u0111\u00edch l\u00e0 h\u1ea1n ch\u1ebf r\u1ee7i ro v\u00e0 t\u0103ng m\u1ee9c ch\u00eanh \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00ean m\u1ee9c cao nh\u1ea5t.<\/p>\n \u00d4m l\u00f4 \u0111\u1ec1 hi\u1ec7n nay c\u00f3 hai h\u00ecnh th\u1ee9c ph\u1ed5 bi\u1ebfn:<\/p>\n\n